Motor Insurance

You do more so you need more

Women are not just Angels on the road, they’re Angels all around! In recognition of this, GK Insurance (EC) Ltd through its agents EC Global Insurance Agency, brings you the kind of auto insurance plan you or your female driver deserve.

Our Strength is on Your Side

EC Global Insurance Agency

For over 13 years, “EC Global” was one of the most trusted names in general insurance.  EC Global Insurance Agency (est. 2014), agents for GK Insurance (EC) Ltd, continue to deliver stellar service to many valued clients.

GK Insurance

Ranked as one of the top insurers in the region, part of the Grace Kennedy Group, and one of the leading business conglomerates in the CARICOM region.

Substantial

You are fully protected against:

• Catastrophe/perils – hurricane, storm, earthquake, flood
• Riot, strike and civil commotion
• Accidental damage
• Fire and theft
• Third party liability
• Legal defense costs
• Windscreen coverage – up to EC$3,000
• Wrecker fees – up to EC$1,000
• Vehicle Tracking Discount.

Because we care

We will get you back on your feet faster after any accident with:

• Medical expenses benefit – up to EC$1,000
• Replacement of a new vehicle if there is a total loss in the first year
• Replacement of any personal effects lost or damaged due to an insured peril – EC$250
• Baby on Board (BnB) discount
• Theft of handbag*
• Infant car seat replacement*

Supportive

We support and reward you with:

• Protected no claims discount if you drive accident free for 5 consecutive years
• No penalty for the first 2 accidents if the claims are less than EC$20,000 each
• Special discount on any other type of policy you purchase from us

Meticulous

Just because we did not include in our standard package doesn’t mean you cannot add more!

• Increased windscreen coverage – up to EC$5,000
• Personal accident benefit – up to EC$30,000
• Temporary replacement vehicle up to 9 days – maximum EC$175 per day

Do You Qualify?

• Yes, if you are applying for Private Motor Comprehensive Coverage
• Yes, if you own the vehicle and are the principal driver
• Yes, if you are 24 years or older and have held a full drivers’ license for a minimum of 2 years
• Yes, if the vehicle will be used solely for social, domestic and pleasure purposes

*Conditions apply

1. Special conditions may apply for “reconditioned” vehicles
2. Standard policy deductibles and conditions will apply if a claim is caused by someone other than the insured driver.

Be Treated Like the Angel You Are

You don’t settle for less in life, so don’t settle when it comes to your auto insurance!

The Global Supreme Motor Policy is our standard, but enhanced comprehensive motor policy designed specifically for privately owned vehicles. Coverage is open to both male and female drivers who qualify to operate a private motor vehicle under the Road Traffic Act 1995.

This special policy offers attractive policy benefits, terms and conditions but is subject to the following underwriting criteria:

• Applicable only to Private Motor Comprehensive Coverage.
• The insured must be the legal owner of the vehicle or have an insurable interest in it.
• The insured must be at least 24 years and have been actively driving and held a full drivers license for at least 2 years.
• The vehicle must be used solely for social, domestic and pleasure purposes at all times.
• Standard policy deductibles will apply if a claim is made by the insured. Young drivers will attract a higher deductible if they were driving at the time of the accident.
• Special conditions may apply to "reconditioned" vehicles

Featured Benefits:

• Catastrophe/perils - hurricane, storms, earthquake, flood
• Accidental damage
• Fire and theft
• Third party liability
• Legal defense costs
• Medical expenses benefit - up to EC$750
• Protected no claims discount after 5 consecutive claims free years.  No penalty for the first accident if the claim is less than EC$20,000
• Replacement of a new vehicle if there is a total loss in first year
• Windscreen coverage - up to EC$3,000
• Special discount on any other type of policy taken out in own name or own business
• Chance to win special renewal raffle each year
• Wrecker fees up to EC$1,000

Optional Benefits:

• Increased windscreen coverage - up to EC$5,000.00
• Personal accident benefit - Up to EC$25,000
• Temporary replacement vehicle up to 7 days - maximum EC$175.00 per day

This policy covers your payment of claims for death, legal liability to third party as a result of an accident. Cover includes death of or bodily injury to the third party and damage to their property.